Just because a debt collector sues you does not mean that they are automatically entitled to a judgment.  They still have to prove their case.  So if you have the time, hire an attorney to defend your case.  Whether you hire us or someone else, it is better to hire a lawyer than to go it alone.  Even though you know the facts of your case best, you are no match for the crowded courtroom and the experienced lawyer representing the collection agency.   If you go it alone and lose, a judgment will be issued against you.

Defending yourself in a lawsuit is like taking out your own appendix. It can be done, but rarely is it pleasant or successful.  The cost of a lawyer may be more than the debt but the long-term effects of a judgment are costly.  If a judgment is issued against you, the debt collector can attempt to garnish your wages or your bank accounts.  The judgment can affect your credit rating.  It may impact your ability to get credit.  It may impact what you pay for car insurance.  It can affect your job (especially if you have a security clearance) or your ability to get a new job in the future.

We regularly defend debt collection lawsuits and can assist you in many ways.  Though we cannot guarantee dismissal of the lawsuit, we can help to try and prevent a judgment from being issued against you and, as a result, help protect your wages, your bank account and your credit rating and keep your automobile insurance rates from being increased.  We can assist with proven strategies to help reduce the chance of a judgment.  As an example, sometimes a case can be dismissed because there is a technical defect in the case.  This is something a non-lawyer would overlook or have no idea of its significance.  Sometimes your case must be tried to a judge or a jury.  We are familiar with the rules of evidence and procedure which are used at trial. 

If you are being sued by a debt collector or collection agency, please contact us now.  We can help you protect your rights.

To find out more about your possible claims against the bill collector or collection agency, click here.

Recent Lawsuit Results

Capital One Bank v. Jenkins - Prince George's County

Case dismissed - no judgment against Ms. Jenkins.

RJM Acquisitions v. Hawkins - Baltimore County

No judgment against debtor. Settlement reached:  Ms. Hawkins only required to pay half of amount sued for by RJM and no payment towards RJM's attorney's fees.

Unifund CCR Partners v. Will - Anne Arundel County

No judgment against debtor.  Settlement reached: Mr. Will only required to pay 25% of amount sued for by Unifund and no payment towards interest or Unifund's attorney's fees.

Credit Acceptance Corporation v. Williams - Montgomery County

No judgment against debtor. Settlement reached: Ms. Williams only required to pay three-fourths of amount sued for by Credit Acceptance and no payment towards Credit Acceptance's attorney's fees.

Pun Collections v. Rodriguez - Prince George's County

Case dismissed - no judgment against Ms. Rodriguez.

Atlantic Credit & Finance v. Will - Anne Arundel County

No judgment against debtor.  Settlement reached:  Mr. Will only required to pay 40% of the amount sued for by Atlantic Credit & Finance and no payment towards Atlantic Credit & Finance's attorney's fees.

Palisades Collection v. Carpenter - Prince George's County

No judgment against debtor.  Settlement reached:  Mr. Carpenter only required to pay 6.5% of the amount sued for by Palisades Collection and no payment towards Palisades Collection's attorney's fees.

Bayouside v. Claggett - Baltimore City

Case dismissed - no judgment against Ms. Claggett.

Unifund CCR Partners v. Barnes - Prince George's County

No judgment against debtor.  Settlement reached:  Mr. Barnes only required to pay 60% of the amount sued for by Unifund CCR Partners and no payment towards Unifund CCR Partner's attorney's fees.

Palisades Collection v. Middleton - Prince George's County

Case dismissed - no judgment against Ms. Middleton.

Pasadena Receivables v. Packett - Anne Arundel County

No judgment against debtor.  Settlement reached:  Ms. Packett only required to pay 45% of the amount sued for by Pasadena Receivables and no payment towards Pasadena Receivable's attorney's fees.

Pasadena Receivables v. Mullerfils - Prince George's County

No judgment against debtor.  Settlement reached:  Ms. Mullerfils only required to pay 45% of the amount sued for by Pasadena Receivables and no payment towards Pasadena Receivable's attorney's fees.

Sample List of Debt Collection Companies

(We are NOT affiliated with these companies)

Academy Collections

Account Receivables Management

AC&S Debt Collection

Adler Associates

Alacrity Collections

Alliance One

Arrow Financial Services

AS & Associates

A&S Collection Associates

Asset Acceptance Corp.

Asset Recovery Group

Atlantic Credit & Finance

Bay Area Receivables

Bethesda Funding

Bronson & Migliaccio

Cadle

CACH

CACV of Colorado

Canyon Recovery Partners

Cavalry Portfolio Services

Collect Corp.

Collectech Systems

Collection Agency, Inc.

Collection Plus

Collins Financial Services

Creditors Financial Group

Crown Asset Management

CSGA

Delmarva Collections

Doverman Receivables

Elite Recovery Services

EMCC Receivables

Enhanced Recovery Corporation

Erin Capital Management

Fair Collections & Outsourcing

Fradkin & Weber

GC Services

Global Acceptance Credit Company

Great Seneca Financial Corp.

H&S Financial

Hilco Receivables

Houston Funding

Hudson & Keyse

Law Office of Mitchell N. Kay

LVNV Funding

Mann-Bracken

Metropolitan Adjustment Bureau

Michael Fradkin, PA

Midland Credit Management

Midland Funding

Montgomery Financial Partners

National Action Financial Services

National Asset & Risk Management

National Credit Adjusters

National Financial Systems

National Loan Recoveries

Nationwide Credit Corporation

NCO Financial Systems

North Star Capital Acquisition

Palisades Acquisition

Palisades Collections

Pasadena Receivables

Peroutka & Peroutka

Platinum Financial Services Corp.

Portfolio Acquisitions

Portfolio Recovery Associates

Professional Recovery Systems

Pun Collections

OSI/Outsourcing Solutions

R.A. Rogers

Receivable Acquisition & Management

RJM Acquisition

Sherman Acquisitions

Tate & Kirlin

Unifund CCR Partners

Van Ru Credit Corp.

Velocity Investments

Viking Collection Service

Wolpoff & Abramson

Worldwide Asset Management

Worldwide Asset Purchasing

Zenith Acquisition