Sample List of Lawsuits Filed by the Valentine Legal Group on Behalf of Consumers

Experian Information Solutions - Filed August 2007

The consumer alleges claims against Experian for violations of the Fair Credit Reporting Act for inaccurately reporting identity theft accounts on the consumer's credit reports. 

GE Money Bank - Filed July 2007

The consumer alleges claims against GE Money Bank for violations of the Fair Credit Billing Act alleging the Bank failed to do a proper investigation of billing error on consumer's credit card.

Weltman, Weinberg & Reis Co., L.P.A. - Filed April 2007

The consumer alleges claims against Weltman, Weinberg & Reis for violations of the Fair Debt Collections Practices Act.  Settled.

H&S Financial - Filed April 2007

The consumer alleges claims against H&S Financial for violations of the Fair Debt Collections Practices Act.  Settled.

SunTrust Bank - Filed April 2007

The consumer alleges claims against SunTrust Bank for violations of the Electronic Funds Transfer Act alleging the Bank failed to do a proper investigation of fraudulent charges on consumer's debit card.  Settled.

Capital One Bank - Filed January 2007

The consumer alleges claims against Capital One Bank for violations of the Maryland Consumer Debt Collection Act for attempting to collect a debt the consumer already paid.  Monetary judgment obtained against Capital One Bank.

Prestige Financial Services - Filed January 2007

The consumer alleges claims against Prestige Financial Services for violations of the Maryland Consumer Debt Collection Act by engaging in conduct to harass or abuse the consumer.  Settled.

NCO Financial Systems - Filed October 2006

The consumer alleges claims against NCO Financial Systems for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports. Settled.

Citibank, USA - Filed October 2006

The consumer alleges claims against Citibank, USA for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports. Settled.

IC Systems - Filed October 2006

The consumer alleges claims against IC Systems for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports. Settled.

Midland Credit Management - Filed October 2006

The consumer alleges claims against Midland Credit Management for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports.  Settled.

Nationwide Credit Corporation - Filed September 2006

The consumer alleges claims against Nationwide Credit Corporation for violations of the Fair Debt Collection Practices Act by engaging in conduct to harass, oppress or abuse the consumer. Settled.

Midland Credit Management -

The consumer alleges claims against Midland Credit Management for violations of the Fair Credit Reporting Act, the Fair Debt Collection Practices Act and the Bankruptcy Code by making false and misleading statements in an attempt to collect a debt, by threatening to take legal action against the consumer for a debt that was discharged in bankruptcy, and by reporting inaccurate information regarding the debt to the credit bureaus.  Settled. 

National Financial Systems - Filed August 2006

The consumer alleges claims against National Financial Systems for violations of the Fair Debt Collection Practices Act by engaging in conduct to harass, oppress or abuse the consumer and by continuing to attempt to collect on a debt after consumer notified them to cease communications.  Settled.

NCO Financial Systems - Filed July 2006

The consumer alleges claims against NCO Financial Systems for violations of the Fair Debt Collection Practices Act by continuing to attempt to collect on a debt after notification that consumer was represented by an attorney.  Settled.

Peroutka & Peroutka - Settled Prior to Filing

The consumer alleges claims against Peroutka & Peroutka for violations of the Fair Debt Collection Practices Act for continuing to attempt to collect on a debt after consumer notified them in writing to cease communications.  Settled.

Wolpoff & Abramson Recovery Services Corporation - Filed February 2006

The consumer alleges claims against Wolpoff & Abramson Recovery Services Corporation for violations of the Fair Debt Collection Practices Act by continuing to attempt to collect on a debt after notification that consumer was represented by an attorney.  Settled.

A&S Collection Associates - Filed February 2006

Sherman Acquisition - Filed January 2006

The consumer alleges claims against Sherman Acquisition for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports. Monetary Judgment obtained against Sherman Acquistion.

R&R Professional Recovery - Filed January 2006

The consumer alleges claims against R&R Professional Recovery for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports.  Settled.

Palisades Collections - Filed January 2006

The consumer alleges claims against Palisades Collections for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports. Settled.

Portfolio Recovery Associates - Filed November 2005

The consumer alleges that Portfolio Recovery Associates for violations of the Fair Debt Collection Practices Act by engaging in conduct to harass, oppress or abuse the consumer.  Settled.

Equifax Information Services, Trans Union, & Bank One - Filed October 2005

The consumer alleges claims against Equifax, Trans Union and Bank One for violations of the Fair Credit Reporting Act by reporting an identity theft account on the consumer's credit reports. Settled.

Ellis Crosby & Associates - Filed September 2005

The consumer alleges claims against Ellis Crosby & Associates

for violations of the Fair Debt Collection Practices Act by falsely representing that the consumer will be arrested at her job if debt is not paid by a certain date, by engaging in conduct to harass, oppress or abuse the consumer, and for making false and misleading statements in an attempt to collect a debt.  Ellis Crosby filed for bankruptcy.

Experian Information Solutions, Equifax Information Services, & Trans Union - Filed July 2005

The consumer alleges claims against Experian, Equifax and Trans Union for violations of the Fair Credit Reporting Act for inaccurately reporting that consumer was deceased on consumer's credit reports.  Settled.

National Action Financial Services - Filed July 2005

The consumer alleges claims against National Action Financial Services for violations of the Fair Debt Collection Practices Act.  Settled.

Trans Union, Sherman Acquisition, S&P Capital Investment - Filed April 2005

The consumer alleges claims against Trans Union, Sherman Acquisition and S&P for violations of the Fair Credit Reporting Act by inaccurately reporting another individual's collection accounts on consumer's credit reports.  Settled.

National Action Financial Services - Filed March 2005

The consumer alleges claims against National Action Financial Services for violations of the Fair Debt Collection Practices Act by engaging in conduct to harass, oppress or abuse the consumer.  Settled.

Rosenthal, Morgan & Thomas - Filed November 2004

The consumer alleges claims against Rosenthal, Morgan & Thomas for violations of the Fair Debt Collection Practices Act.  Settled.

AS & Associates Recovery Experts - Filed November 2004

The consumer alleges claims against AS& Associates

for violations of the Fair Debt Collection Practices Act by engaging in conduct to harass, oppress or abuse the consumer, and for making false and misleading statements in an attempt to collect a debt.  Settled.

AllianceOne Receivables Management - Filed Sept. 2004

The consumer alleges claims against AllianceOne Receivables Management for violations of the Fair Debt Collection Practices Act by engaging in conduct to harass, oppress or abuse the consumer, for communicating with third parties in an attempt to collect the debt, and for making false and misleading statements in an attempt to collect a debt.  Settled.

Collectcorp Corporation - Filed September 2004

The consumer alleges claims against Collectcorp for violations of the Fair Debt Collection Practices Act.  Settled.

Collectcorp Corporation - Filed August 2004

The consumer alleges claims against Collectcorp for violations of the Fair Debt Collection Practices Act.  Settled.

Equifax Information Services - Filed January 2004

The consumer alleges claims against Equifax for violations of the Fair Credit Reporting Act. Settled.

Cavalry Portfolio Services - Filed December 2003

The consumer alleges claims against Cavalry Portfolio Services for violations of the Fair Debt Collection Practices Act.  Settled.