You Can Obtain Your Auto Insurance Score from ChoicePoint

Information that auto insurance companies use in a controversial scoring method that helps them set your car insurance rates is available to you for a fee.  ChoicePoint has made available to consumers their “insurance score” at its ChoiceTrust.com web site:  http://tinyurl.com/mnltns

ChoicePoint provides scores to more than 400 insurance companies.  It maintains a database of 16 billion public records but that does not necessarily mean your data will be available through ChoicePoint.  Some insurance companies use their own scoring systems.  

The insurance industry uses insurance scores because it says a high degree of correlation exists between a person’s overall credit history and the likelihood that he or she will file an insurance claim.  ChoicePoint charges consumers $12.95 for the ability to access their insurance scoring records for 30 days.