If you are trying to renegotiate your mortgage under the HOPE for Homeowners program, make sure you read the fine print. HOPE for Homeowners (H4H for short) was signed into law this summer as a means of trying to keep homeowners in their homes and prevent them from defaulting on their mortgages. Under the program, […]
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Filed under: Mortgages
A recent court decision by the United States District Court for the Central District of California has impacted the way in which the credit bureaus must report accounts that have been discharged in bankruptcy. Up to now, the credit bureaus have reported old debts that were discharged in bankruptcy as still being active on many […]
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Filed under: Credit Reports
Most companies try to include arbitration clauses in their contracts with consumers these days. Usually the arbitration clause does not provide the option of opting out of arbitration. Today, I was able to review a Rent-A-Center contract which had an arbitration clause. It seems that Rent-A-Center gives consumers the option of opting out of the […]
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Filed under: Arbitration