Shopping around for a credit card can save you money on interest and fees. You’ll want to find a credit card with features that matches your needs. In choosing a credit card, you should think about how you will use the card. If you expect to pay your bill in full each month, your best choice […]
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Filed under: Credit Cards
A security freeze locks access to a consumer’s credit report and credit score. This helps to prevent a thief from using your personal information to obtain credit. If a consumer wants to apply for credit, they use a PIN number to unlock access to their credit report. Victims of identify theft can […]
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Filed under: Credit Reports, Identity Theft
Credit card companies have been adding universal default clauses to the terms of credit card agreements. This will be very detrimental for consumers who are late on even just one payment with a different credit card or loan. The universal default clause allows credit card companies to pull your credit report on […]
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Filed under: Credit Reports
According to a government report, banks are not providing consumers with information about account fees even though required by federal law. The report says that fees have been on the rise in recent years. The Government Accountability Office (GAO) made undercover visits to 185 bank branches and could not get a comprehensive list of account […]
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Filed under: Banking
HUD is holding a foreclosure prevention clinic today in Prince George’s County at the Show Place Arena in Upper Marlboro. There are 2 separate sessions at 2 pm and 5 pm. You can register for the event by calling 1-800-CALL-FHA. If you are facing foreclosure or having problems paying your mortgage, I urge you to attend […]
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Filed under: Mortgages
If you live in Maryland and you own a home (and are living in that home), you should have received an Application for Homestead Tax Credit Eligibility. An on-line version of the application is available directly from SDAT’s Web site:
http://www.dat.state.md.us/sdatweb/Homestead_application.pdf
The state was concerned about that some homeowners were claiming principal residence status for more than one Maryland property. Therefore, the […]
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Filed under: Uncategorized